Rated 4, 7 (21) Direct car insurance at Bartlett 6840 Stage Road. Next, we'll look at the state's cheapest car insurance companies and coverage options, starting with the providers and the most affordable coverage options. The vast majority of states in the country follow liability insurance laws, which makes car insurance in Tennessee relatively standard. Tennessee ranks as the 34th most expensive state in terms of auto insurance coverage, according to the National Association of Insurance Commissioners (NAIC).
A person's age, driving history, and credit ratings can have a big impact on the cost of car insurance in Tennessee. In addition to finding providers that offer cheap auto insurance in Tennessee, it's important to consider each company's coverage offers, customer service ratings, and more to make an informed decision. Drivers with low credit ratings pay some of the highest auto insurance premiums in the state of Tennessee. To get an idea of what you might pay for coverage, contact providers to compare auto insurance quotes and find the best option for your needs.
That's because auto insurance companies in Tennessee and elsewhere base their rates on several variables related to you and your vehicle. Car insurance costs vary from state to state, but even within Tennessee you'll find that rates vary between different cities and zip codes. People who have a DUI, a speeding ticket, or a recent accident can expect to pay more for car insurance than other drivers. Because insurance coverage rates are cheaper in Tennessee than the national average, you have a good chance of finding great car insurance in Tennessee at great prices.