When you add someone to your car insurance, you can call your car insurance company or log in to your online account to add a new driver to your policy. Your insurance company will generally need the name, date of birth, driving history, license information, and vehicle identification number (VIN) if you also plan to share a policy that covers both vehicles. Many insurers, including Progressive, allow you to add a friend to an auto insurance policy as a driver if you share a permanent residence. Most insurers will also allow you to share a joint car insurance policy with a friend by adding both sets of cars to the policy.
If your friend doesn't live with you, it usually can't be added to your policy. Whether your car radio is tuned to country music or rock and roll music, every driver in Tennessee needs strong car insurance protection. We'll show you coverage options, ways to save, and car insurance requirements in Tennessee. Plus, learn how to easily get an auto insurance quote in Tennessee through Progressive.
Sharing a car insurance policy with a friend could help both of you save money by splitting the costs of some car insurance coverage. Whether it's a roommate, a spouse or partner, or even a teenager or a college student, there are many situations where it makes sense to add a driver to your car insurance. Other package options with Progressive Insurance include a motorcycle with the owners or even a boat with the owners. Sharing car insurance with someone else can result in a lower price than buying two separate policies.
Most insurance companies allow (and may require) you to add another driver to your car insurance policy if the person drives the insured cars regularly or shares the same permanent residence. If you and your friend don't currently share an address, they won't be able to appear on your car insurance policy even if you plan to move later. According to Progressive research, Tennessee is one of the states with the lowest prices for car insurance. Sharing an auto insurance policy, on the other hand, typically means that both vehicles are covered by a single policy.
Moody's Investors Services rates Progressive Insurance as Aa, which means that it is a company with a very low credit risk. You should add any regular driver of your car to your insurance policy to cover damage caused by accidents. Whether you should add a boyfriend, girlfriend, fiancé, or domestic partner to your car insurance policy depends on your insurance company. Adding a driver to your insurance policy means that they are an insured driver under your policy when driving your car.