While it's important to keep the cost of car insurance low, price shouldn't be the only consideration when buying insurance. No, coverage for uninsured drivers is not mandatory in Mississippi, as drivers can deny coverage in writing. Since the value of a car is based on its age and condition, these factors will be factored into how much you can recover in the event of a loss. Additional discounts are available on your car's equipment, such as anti-lock brakes, anti-theft devices, airbags, and automatic seat belts.
Liability limits in auto insurance are the maximum amount your insurance company will pay for injuries and property damage in accidents you cause. If your car was financed, most of the time your lender will require you to have collision coverage and comprehensive coverage. State law states that a law enforcement officer cannot stop you just to check if you have an insurance card, but can ask you for proof of insurance during a stop for any other legal violation. Car insurance protects you from financial losses, such as vehicle repairs, medical bills, and legal services that could result from a car accident.
Other optional coverages that can be added to your auto insurance policy include collision, comprehensive and medical payment components. MedPay is similar to PIP insurance in that they both manage your medical bills even if you cause a car accident. The car insurance limit refers to the maximum amount of money your insurance company will pay on a claim. We are proud of the hundreds of thousands of customers who have trusted us with finding the best and most affordable insurance.
Insurance Navy offers affordable auto insurance policies with a variety of add-ons to provide you with the best possible coverage. While it's important to understand Mississippi's auto insurance laws to ensure that you're as safe as possible behind the wheel, there are times when insurance policies don't cover all the expenses related to an accident. It is always recommended that you go beyond the statutory liability insurance minimums required by the state to ensure that you are protected.