Your car insurance could increase or decrease depending on several factors, including the claim history of your new area. When you move from another state, you'll need a new car insurance policy, even if you can stay with the same insurance company. Your insurance company will cancel your old policy because each state has different coverage requirements and regulations. At Progressive, we have a team of representatives dedicated to managing your move quickly and smoothly.
When changing car insurance companies, it's usually your responsibility to cancel coverage with your old insurer. Your new insurance company can provide proof of insurance to your old company if needed, but it's generally not authorized to cancel a policy with another insurer on your behalf. After purchasing a new policy, you should immediately contact your old insurer and cancel your old policy. You'll receive a car insurance refund for any unused portion of your policy, subject to any cancellation fees that your insurer may charge.
When buying a new car, your insurance company will provide you with a grace period of between 7 and 30 days to update your policy with your new trip. For example, Progressive allows 30 days, which means that if you file a claim within that period, your new car will continue to be covered in the same way as your old vehicle. Find out more about what Progressive can do for you. Learn how our products can provide you with the coverage and savings you need to keep you and your family protected in the future.
Your location, where you park your car every day, is a key factor in determining the price of your car insurance coverage. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. If you plan to cancel your current car insurance policy, make sure that your new insurance policy is already in effect. Affordability is important to everyone when it comes to car insurance coverage, but your car insurance company should be judged by how it handles claims.
If you're moving to another state, check with your car insurance provider to make sure they offer coverage in your new state. If you're interested in changing your car insurance company, you won't have to wait for your current policy to expire. Like an out-of-state move, an in-state move will affect your car insurance rate, although the change may be less than an out-of-state move. Keep in mind that other factors may affect your car insurance rate if you're starting a new car insurance policy.
For example, married couples who live together and share car insurance can add both of their cars to their policy, even if the vehicles aren't jointly owned by the couple. Because car insurance requirements vary from state to state, you'll need to get a new insurance policy if you move out of your current state. You can generally add someone else's car to your policy if you also share the same car insurance policy, which normally also requires living together. You may have to change car insurance companies when you move to another state if your current provider doesn't sell insurance in the state you're moving to.