The proof of insurance is the documentation from your insurer that shows that you have an active insurance policy that meets state requirements. It is used when you are stopped, have an accident, rent a vehicle, or ask you to show it another way. The proof of insurance is usually an identification card, printed or electronic, provided by your insurer. If you're moving and want a new policy with us, request an auto insurance quote online or call 1-866-749-7436 and share your new address.
You may have to change car insurance companies when you move to another state if your current provider doesn't sell insurance in the state you're moving to. However, drivers who choose not to purchase auto insurance must show that they have sufficient funds to meet the state's financial responsibility requirements (PDF) in the event that they cause an accident. The main reason why car insurance is mandatory in almost every state is because of your personal liability (liability) if you cause an accident. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation, or exclusion that is expressly stated in any insurance policy.
Keep in mind that you could lose your e-discount if you choose to receive your car insurance card in the mail. If you're moving to another state, check with your car insurance provider to make sure they offer coverage in your new state. Yes, you can show proof of insurance on your phone at the DMV or BMV in every state that accepts proof of digital insurance. With most insurance companies, you'll be able to get proof of car insurance immediately after buying a policy.
Your location, where you park your car every day, is a key factor in determining the price of your car insurance coverage. Your car insurance could increase or decrease depending on several factors, including the claim history of your new area. When you move from another state, you'll need a new car insurance policy, even if you can stay with the same insurance company. You may need to present proof of insurance to your landlord, mortgage lender, or condo association, but you usually won't need an insurance card for property insurance policies.