Get a fast and free car insurance quote in Memphis, TN. GEICO has competitive rates, excellent auto policy coverage, and experienced local insurance agents. Using auto insurance rates across the country, ValuePenguin compared the cost of coverage from State Farm, Allstate, Geico, Progressive and Farmers. You can find the cheapest car insurance quotes by comparing car insurance quotes from various companies.
Purchasing the minimum required amount of auto liability insurance can save you money and provide you with some financial protection in case you cause an accident. More men (72%) than women (67%) have compared car insurance quotes, perhaps because more men (43%) than women (33%) believe that they are overpaying for car insurance. Nearly a third of car owners (31%) also say that they haven't compared car insurance quotes or aren't sure if they have. Allstate quoted rates for drivers with bad credit, only 19% higher than those in Progressive, while the cost of car insurance for young drivers is only 9% more expensive in Allstate.
Even if your driving record isn't good, such as having had an accident or a traffic violation, you can evaluate companies to identify the cheapest car insurance options. Each state's insurance department is responsible for recording and monitoring complaints against insurers operating in their states. Because car insurance rates are highly individualized, the only way to know if you're overpaying for car insurance is to compare car insurance quotes from several companies. Geico also has a longer list of discounts than State Farm, which includes savings for having a car with safety features, such as airbags or anti-lock brakes, and for insuring more than one vehicle.
The insurer receives fewer complaints about its claims service in relation to its market share than its competitors, according to data from the National Association of Insurance Commissioners (NAIC). Comparing prices to determine if you should change car insurance companies is one of the most effective ways to reduce car insurance costs. However, if you would find yourself in financial trouble if your car were wrecked, stolen, or seriously damaged as a result of an accident, it's generally wise to keep collision and all-risk insurance for now.