For more information or to get a free quote on commercial auto insurance in Tennessee, call 1-877-GO-DIRECT (1-877-463-473) or visit a Direct Auto branch near you. Tennessee auto insurance laws require that all business-owned vehicles be covered by a commercial auto insurance policy that meets the minimum financial responsibility requirements. Because state auto insurance coverage varies from state to state, it's important to know what type of insurance policies and coverage you need in Tennessee. Commercial auto insurance is available for drivers who use their car or truck to perform tasks related to their occupation or business, in addition to traveling to work.
If the state's online insurance verification system cannot verify a vehicle's insurance coverage, a letter is sent to the vehicle registrant notifying them that they have 30 days to submit proof of auto liability insurance coverage. UM can protect you and other drivers insured in your policy if you are injured in a hit and run accident or in a car accident with an at-fault driver who doesn't have adequate insurance coverage to pay for your medical expenses. If you're looking for the cheapest car insurance company in Tennessee, your best bet may be to compare personalized quotes from several providers. To find the best auto insurance company for you, it can be helpful to determine what your personal coverage needs are and what you value most in an insurance company.
Under Tennessee insurance laws, auto insurers must offer uninsured motorcyclists body coverage for uninsured motorists with the same limits as their liability coverage for bodily injury. If you drive in the voluntary state, make sure that your car insurance coverage complies with Tennessee car insurance laws. While insuring your personal vehicle with the minimum amount of insurance required by Tennessee law will save you money, it could also leave you more financially vulnerable in the event of an accident. Drivers who have been found guilty of driving under the influence of alcohol or drunk driving, who have committed serious driving offenses, or who have failed to comply with Tennessee auto insurance laws in the past must file an SR-22 certificate with the state's department of motor vehicles.
When it comes to the minimum car insurance coverage in the state of Tennessee, the state has specific requirements that you must meet. If the system cannot confirm coverage for a vehicle, the owner will receive a notice from the Tennessee Department of Revenue and must submit proof of insurance through the Drive Insured Tennessee website.