Is it possible to get a discount on my car insurance premium by taking a defensive driving course?

The defensive driving discounts offered by insurance companies can vary significantly. Some companies don't offer discounts, while others may offer discounts of up to 20%. Most of the time, drivers can expect a discount of around 10%. Car insurance companies will always want you to drive more safely.

You should also want this for yourself. Consider taking a defensive driving course just to brush up on vital driving skills. Taking a defensive driving class can earn you a 5% to 10% discount on car insurance. In some cases, you can also take a defensive driving course to keep a ticket out of your record and prevent your rates from rising.

Many insurance companies offer discounts on defensive driving courses, so check with your insurance company. Taking a defensive driving course can earn you a discount on car insurance or help you avoid the surcharge of a fine. If you have an auto insurance policy with MetLife and complete the National Safety Council's defensive driving course, you could be entitled to a discount of between 5% and 10%. Military personnel and family members who complete an approved defensive driving course are entitled to lower auto insurance premiums through the USAA.

Most major auto insurance companies offer discounts to drivers who take a defensive driving course, except Progressive. Leslie Kasperowicz is an insurance expert with four years of direct experience in agencies and more than a decade creating educational content to help insurance buyers make informed and confident decisions.

Kara Munsell
Kara Munsell

Infuriatingly humble coffee buff. Passionate burrito junkie. Unapologetic social media ninja. Avid music geek. Passionate bacon ninja. Subtly charming tv trailblazer.

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