Carol Pope is an insurance writer for Bankrate and, before joining the team, she worked as an auto insurance agent for 12 years. In addition, men are more likely to engage in risky driving behavior, such as speeding, so they tend to pay more for car insurance than women. By expert analysis of more than 4 million auto insurance claims and a variety of key data sources, the Insurify Insights team produces new data-based articles, trend analyses, regional superlatives and national rankings every week. All insurance products are governed by the terms of the applicable insurance policy, and all related decisions (such as coverage approval, premiums, fees and charges) and policy obligations are the sole responsibility of the insurance insurer.
Average auto insurance rates are constantly changing, so it's a good idea to know the recent trends in your area when deciding when and where to buy. While most drivers know that car insurance quotes are determined in part by their personal driving history, many may not know that rates are also affected by the average risk of the drivers around them. With this information, Insurify can provide drivers with information on how companies set the price of their auto insurance premiums. As you can see in the table below, younger drivers in Clarksville pay more to insure their trip than older drivers.
Teens and young drivers pay some of the highest auto insurance premiums, in part because of their tendency to engage in risky driving behavior. When considering how much to charge for an insurance policy, auto insurance companies will evaluate several factors. Car insurance can be more expensive in certain cities depending on the number of uninsured drivers, crime rates, weather patterns, and more. Car insurance data includes coverage analysis and details about drivers' vehicles, driving records, and demographic information.
There are hundreds of auto insurance companies on the market, and each one charges a different rate for coverage.