For this reason, if you're thinking about buying a new vehicle, it might be a good idea to request quotes for each type of vehicle you're thinking about to find the most affordable car insurance. In Tennessee, auto insurance companies can use your credit-based insurance score as a rating factor when calculating your rates. To find cheap car insurance for seniors, drivers in their 60s should be sure to compare prices to find the best rate. People who have a DUI, a speeding ticket, or a recent accident can expect to pay more for car insurance than other drivers.
A person's age, driving history, and credit ratings can have a big impact on the cost of car insurance in Tennessee. Some states prohibit auto insurance companies from using your age and gender to determine your car insurance premium, but not in Tennessee. Carol Pope is an insurance writer for Bankrate and, before joining the team, she worked as an auto insurance agent for 12 years. Cities with a higher population density, a traffic accident rate, and a frequency of natural disasters tend to include more expensive car insurance rates.
Drivers in their 30s can get lower rates by comparing prices and taking advantage of discounts on car insurance. Next, we'll look at the state's cheapest car insurance companies and coverage options, starting with the providers and the most affordable coverage options. To help you learn more about car insurance rates in Tennessee, MoneyGeek answered some frequently asked questions on the subject. Even a single speeding ticket or a minor accident can cause a significant increase in your car insurance premium.