Many car accident cases in Tennessee will be resolved in nine months. Most will be resolved within two years from the date of the accident. Most personal injury cases in Tennessee are resolved within nine months to a year and a half. While this may seem like a long time, your compensation may be greater after receiving medical treatment and after you have taken all the appropriate legal steps to prove your case.
Insurance companies in Tennessee have 120 days to resolve a claim after it has been filed. Tennessee insurance companies also have specific time frames in which they must recognize the claim and then decide whether to accept it before paying the final settlement. In typical no-fault states, drivers must have personal injury protection (PIP) insurance to pay for their own medical expenses after a car accident, regardless of fault. For this reason, you should not agree to make or sign any official statement with an insurance provider or talk to an insurance provider's representative related to the claim without first consulting with your lawyer.
For more information, see WalletHub's guides on no-fault insurance and the cheapest car insurance in Tennessee. The more information and evidence you gather after a car accident, the easier the insurance adjuster's job will be. Most auto insurance companies try to resolve accident claims as quickly as possible, which usually results in being paid within one month of filing the claim. Bodily injury claims are the ones that take the longest to resolve because there are several parties involved, such as your doctor, the auto insurance company, and your health insurance provider.
When you file a claim after a car accident, the insurance company will assign an appraiser to your case. Insurance companies will also use appraisers and accident reconstruction experts to determine fault in car accidents. Every time you file a claim with an insurance provider, the insurance provider will offer you the lowest amount that they think could reasonably cover your expenses.