You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account. Every state requires auto insurance companies to declare how they calculate rates to customers, and insurers cannot deviate from these presented rates. If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy. If you're thinking about insurance costs, there are ways to get cheaper car insurance without compromising your coverage.
You can change insurers at any time, even if you just renewed your policy with another insurance company. You can file a car insurance claim with Progressive by logging into your policy, calling 1-800-776-4737, or using the Progressive app. During your progressive quote, you won't be able to select car insurance coverages that don't apply to you. In addition, if your policy includes car rental reimbursement and your car is damaged in a covered accident, Progressive will pay the rent (up to a specified limit and term) while your own car is repaired.
We charge a higher rate for customers who are more likely to file claims and a cheaper auto insurance rate for customers who are least likely to file claims. However, the vehicle must be regularly parked at your residence overnight for Progressive to insure it in your policy. We work with more than 35,000 independent agents and brokers who offer a variety of insurance policies from both Progressive and other insurance companies.