To reduce car insurance rates in Tennessee, drivers can compare quotes, look for discounts, and potentially consider reducing their coverage. The specific cost of your car insurance policy will also depend on your age, your car, and your driving history. As a result, a safer car, defensive driving classes and better performance behind the wheel could also help you save. MoneyGeek found that drivers can find the cheapest low-income car insurance in Tennessee with Progressive and GEICO.
Tennessee doesn't have any government assistance programs to help low-income drivers with car insurance costs. Despite the increase in car insurance costs, drivers in Tennessee can still find quality insurance options at affordable rates. Our team of auto insurance experts found that USAA, Geico and Progressive are some of the best and cheapest options for drivers in the Volunteer State. Tennessee drivers need at least liability insurance for bodily injury and property damage to obtain a minimum coverage policy, and it's a good idea to also consider optional types of coverage to ensure that you're fully protected in the event of an accident.
We looked at the average car insurance rates in Tennessee for different types of drivers, including good drivers and those with a bad driving record, to give you an idea of what you could afford. Tennessee drivers must have at least liability insurance for bodily injury and property damage. Volunteer State residents can also find affordable auto insurance at State Farm and Nationwide. MoneyGeek's analysis focused on companies that offer cheap auto insurance for low-income drivers in Tennessee.
Under Tennessee's fault-based insurance system, the at-fault driver's insurance company will pay for damages or injuries that result from the collision. You can get discounts on car insurance in Tennessee depending on how you drive, the car you own, and your relationship with your insurance company. Below, MoneyGeek answers the most frequently asked questions about car insurance for low-income individuals and families in Tennessee. We recommend comparing the rates and policies of several of the best auto insurance providers to find the one that best fits your needs.
If your insurer offers it, you can take a defensive driving class to receive a discount on car insurance. You may be eligible for discounts on auto insurance, such as policy packages, good driver and good student. There are no guarantees, so do your homework and compare the costs to get a discount for several policies from a single insurer with buying your insurance separately from different companies. Insurers may not use revenues when calculating car insurance rates in Tennessee, but they take into account factors that are often related to them.
Although car insurance in Tennessee is relatively cheap, there are ways to make your policy even more affordable, such as taking advantage of discounts and maintaining a good driving record.