The term low-mileage car insurance or limited-mileage insurance is a bit of a myth. Most insurance companies won't base their car insurance rate solely on mileage. In fact, many insurance companies ask about mileage and consider it, but they may not put much emphasis on it. One reason could be that drivers often overestimate and underestimate how much they drive.
As a result, most insurers don't offer pay-per-mile options or discounts for drivers with low mileage. Moody's Investors Services rates Progressive Insurance as Aa, which means that it is a company with a very low credit risk. In Tennessee, the state minimum car insurance includes bodily injury liability coverage, which pays for the other driver's injuries, and property damage liability coverage, which pays for the other driver's repairs. The average cost of car insurance is 77% more expensive for Tennessee drivers with bad credit than for those with good credit.
The age of your car may affect the overall insurance rate, but a higher or lower reading on the odometer isn't something insurers generally use to set rates. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. Married drivers typically pay cheaper rates for car insurance than single drivers because they are statistically less likely to have car accidents. Minimum liability policies are the cheapest car insurance in Tennessee because they offer the lowest level of coverage you can legally have in the state.
Add a full-time student who maintains a B average or higher to your policy, and we'll add a discount on car insurance. State Farm is the most affordable auto insurance option for Tennessee drivers with a speeding ticket, at-fault accident, or DUI on their driving record. Other package options with Progressive Insurance include a motorcycle with the owners or even a boat with the owners.
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