Completing a defensive driving course can help you save on car insurance if your insurance company offers a discount for defensive drivers. The actual amount of the discount will vary depending on your insurer, age, state and other factors. Progressive car insurance offers numerous discounts on premium rates to its customers. One of Progressive's biggest savings is its discount program for safe drivers, which offers drivers a lower rate if they haven't had accidents or fines in the past three years.
Progressive promotes this discount as the highest, with an average of more than 30%. Other package options with Progressive Insurance include a motorcycle with the owners or even a boat with the owners. You'll receive another discount simply for owning a home, even if your home isn't insured through Progressive's network of home insurance companies. With a rich history dating back to the 1930s, the founders of Progressive Insurance were pioneers in the auto insurance industry.
Moody's Investors Services rates Progressive Insurance as Aa, which means that it is a company with a very low credit risk. Most Geico car insurance policies require motorists to be 50 years of age or older to qualify for the defensive driving discount. Defensive driving is typically aimed at young and older drivers who may have higher car insurance premiums, but a defensive driving discount can be offered to people of all ages. Many of the best-known auto insurance providers offer discounts for defensive drivers and premium reductions for their customers.
The company was one of the first auto insurance companies to offer fast claims and flexible payments, rather than insisting that the full year premium be paid in full in advance. According to Progressive research, Tennessee is one of the states with the lowest prices for car insurance. However, another large auto insurance company that offers discounts for defensive drivers to its customers is Geico. Some insurance companies offer a discount on your auto insurance premium for completing an approved defensive driving course.
This information may be different from what you see when you visit the website of an insurance provider, insurance agency, or insurance company.