Both comprehensive coverage and collision coverage insure your car, but they cover different events. Comprehensive insurance coverage pays for damages caused by. Comprehensive insurance coverage covers damage caused by events that are considered beyond your control, such as theft, acts of vandalism, blows to an animal, broken glass, fire, and weather-related incidents (for example, if you rent or finance your vehicle), most lenders will require comprehensive coverage and collision coverage. But even if you no longer have an auto loan, consider adding these coverages in case you have an accident or have your vehicle stolen.
Keep in mind that a policy with extensive coverage may be more affordable than you think, since Progressive offers several discounts on car insurance that can help you get affordable car insurance with the right coverages for you. Progressive allows you to combine two or more policies, so if you rent or own your home, own a motorhome, or ride a motorcycle, you can save money by combining any combination of car, home, recreational vehicle or motorcycle insurance policies. Save money and protect your most valuable assets by combining your car and home insurance in Tennessee. Whether your car radio is tuned to country music or rock and roll music, all drivers in Tennessee need good car insurance protection.
This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. The additional amount depends on many factors, such as the year, make and model of the vehicle you want to protect. In addition to the car insurance deductible you choose, the cost of comprehensive and collision coverage will decrease if you choose a higher deductible. In most cases, when an insurance company, agent, or lender refers to full-coverage car insurance, they are generally referring to all risks and collisions, in addition to any other coverage required by their state.
You can adjust the cost to a certain extent by opting for a higher car insurance deductible to lower your premiums, or vice versa.