Yes, Liberty Mutual has a multi-vehicle discount. To qualify for the Liberty Mutual multi-car discount, the customer must insure more than one vehicle with the same Liberty Mutual auto insurance policy. The amount you'll save by buying a multi-car insurance policy varies from insurer to insurer. We compared the rates of the major auto insurance companies and found that the best discount came from Geico, which offers savings of up to 25% when insuring multiple vehicles with them.
However, we recommend that you request several quotes, since a multi-car discount is just one aspect of getting the best price on your car insurance. Liberty Mutual insurance is even more expensive for drivers with certain characteristics, including young drivers and drivers who have recently caused an accident. In addition, Liberty Mutual rewards customer loyalty with discounts for insuring more than one car and combining several policies, such as home and car. The availability of discounts may vary by state, but it's always worth checking with Liberty Mutual customer service to see what you can opt for.
Some auto insurance companies ask who is the primary driver of each car, which is each driver's primary vehicle, or both. Opting for a higher deductible on any of your Liberty Mutual insurance policies can lower your premium. There are 17 Liberty Mutual discounts for auto insurance customers, ranging from discounts for good drivers to discounts for cars with modern safety features. Auto insurance companies will automatically apply any multi-vehicle discount to your quote when you request it.
Liberty Mutual doesn't have a single “safe driver” discount, but it rewards safe driving with a number of benefits. Practicing safe driving habits and avoiding traffic violations can help you qualify for lower insurance rates from Liberty Mutual in the long term. Finally, if you're still struggling to pay for your Liberty Mutual policy, you should consider switching to another insurer. In addition to the Liberty Mutual multi-car discount, the company offers other ways for customers to save money on their premiums, such as the multi-policy discount, the no-accident discount and the discount for advanced safety features, among others.
Liberty Mutual is very expensive because of agent fees and the overall increase in costs for insurance companies. Yes, Liberty Mutual has a teacher discount in the form of reduced auto insurance premiums for teachers. Liberty Mutual offers a wide variety of discounts that can help lower your overall car insurance bill.