Compare quotes from top companies and save Reviewed by Rachael Brennan Licensed insurance agent Do you plan to travel anywhere outside the U.S. UU?. And do you want to rent a car while you're there? If so, you're probably wondering, “Does car insurance cover international rentals? And if your insurer doesn't cover international rentals, at least you should know what you need to get seamless coverage while traveling abroad. Read on to see the options available for temporary international auto insurance.
Then, enter your zip code into our free online tool to compare rates and find a car insurance plan that works for you. The most likely answer is no. Car insurance coverage generally doesn't protect drivers outside of the United States or Canada (more on this below). If you're planning to rent a car while traveling abroad, consider taking out rental car insurance with a provider in the destination country.
However, keep in mind that the law may require you to purchase liability insurance for cars from a company based in the country you are visiting before you can rent a vehicle. Car insurance will cover rents in Canada, but it won't cover rents in Mexico because of each country's insurance laws. Regardless of your insurance policy, if you're traveling south of the border, you'll need to purchase liability insurance. This is because Mexico requires that all drivers have liability coverage from a Mexican insurance company.
Enter your zip code below to compare auto insurance rates. There are a few options for insuring your rental car when traveling internationally. Keep in mind that you may need to have two or more of the coverage options listed below to be properly protected. It's worth noting that loss damage exemptions are sometimes referred to as collision damage exemptions (CDW).
In some locations, CDWs and LDWs are purchased separately. The first covers collisions and the second covers theft. It's also important to know that the rental coverage in your policy has nothing to do with the coverage of a rental car. It is better known as rental reimbursement and serves to pay for the rental of a car while yours is being repaired due to a claim.
You should compare car insurance before you go on a trip, as you could save a lot of money. At least, knowing the insurance options at your destination will make it easier for you to decide what you need to buy in your car rental. It can be especially useful to plan ahead if you are going to rent a car in Europe. This is because you'll want to make sure that any car coverage you buy in Europe is valid in every country you plan to visit.
Before you re-plan your next vacation, try our free online quote tool to compare rates and find an affordable quote for your international car insurance. State Farm offers fairly competitive rates and coverage options for classic cars. It's one of the few auto insurance companies that still depends on knowledgeable local agents to help you with claims and other needs along the way. Because classic cars are so expensive and repairs can be much more expensive, it's in your best interest to have comprehensive coverage that includes collision and comprehensive coverage, as well as your state's minimum liability insurance requirements.
So you can drive for as long as you need to go to car shows, to the drivers' club or anywhere else, as long as your collectible car isn't your daily driver. With partnerships with leading insurance giants such as Allstate, Progressive and Nationwide, Hagerty offers top-of-the-line classic car insurance for cars between 25 and 50 years old. As a subsidiary of Liberty Mutual, Sfeco gives you the peace of mind of having a specialized auto insurance policy offered by a major company with an A+ rating from the Better Business Bureau and strong financial strength. However, you can almost always expect the insurance costs of classic cars to exceed the insurance costs of more standard cars.
State Farm is a huge insurance company that offers insurance policies for vintage cars over 25 years old and collectible cars with a historic interest of more than 10 years, such as muscle cars and hot rods. While most types of car insurance only cover vehicles whose value deteriorates, classic car insurance is designed to do the exact opposite: protect your investment and ensure that your car remains available for years to come. With USAA American Collectors policies, you have a reliable company that specializes in collector car insurance ready to offer you specialized auto insurance for your motorcycle, hot rod, classic car, collector vehicle, or anything you need elite protection for. Classic cars come with certain insurance specifications and driver requirements, making them a little more complex to insure than other cars.
Hagerty is willing to insure vehicles that are being restored and will cover new purchases up to 30 days before you add them to your policy. Car insurance data includes coverage analysis and details about drivers' vehicles, driving records, and demographic information. In most cases, classic car insurance policies will require you to have full coverage due to the nature of the vehicles. Hagerty's classic car insurance is available in all 50 states and Canada, but the company maintains some fairly strict limitations when it comes to coverage.