Liberty Mutual does not offer discounts for low miles. However, your Liberty Mutual insurance rate is likely to be based in part on your estimated annual mileage (the distance you drive each year). A number of auto insurance companies offer specific discounts for low mileage, such as Allstate, USAA, and State Farm. No, Liberty Mutual does not offer specific discounts for low miles.
However, Liberty Mutual premiums do take miles into account, since rates are an average of 26% lower for customers who drive 7,500 miles a year than for customers who drive 15,000 miles a year, according to data from WalletHub. In addition, if you have a car that doesn't travel more than 7500 miles per year, you may qualify for a discount for limited-use or low-mileage vehicles. Drivers who have had an at-fault accident will see a significant increase in their insurance rates after a car accident. Drivers with low mileage often save on their Liberty Mutual premium because less time on the road means less chance of filing a claim.
Auto insurers only cover repairs and damage to other vehicles with a minimal insurance policy. In the event that your car is destroyed, Better Car Replacement provides you with the right coverage to replace your car with one that is a year newer than yours and that has 15,000 miles less than the one you have. Today, Liberty Mutual affirms that its purpose is to help people embrace the present and pursue tomorrow with confidence. Car insurance companies in Tennessee consider your location when determining your rates, as well as your driving history, credit rating and type of motor vehicle.
To make insurance coverage more affordable and remain competitive in the insurance industry, Liberty Mutual offers a variety of discounts for customers. Liberty Mutual car insurance rates are based on your driving record and experience, along with factors such as the type of car you drive, your zip code, your insurance history, and more. Founded in 1912, Liberty Mutual is one of the three largest insurers in the United States, and auto insurance is the main product offered by Liberty Mutual. If you insure multiple cars, you can receive a discount of up to 10 percent on all cars in your household.
Accident-prone teen drivers pose a greater risk to auto insurers, and auto insurance companies reflect that risk to a greater extent. For example, if you insure your vehicle and home with Liberty Mutual, you can get up to 10 percent off your insurance premium. It can also suggest additional coverage options so that customers can have peace of mind knowing exactly what their coverage is with Liberty Mutual and knowing that they have everything they want in their policy. It's also worth noting that Liberty Mutual has a usage-based insurance program called RightTrack, which can help drivers with low mileage save money.
If you want to cancel your Liberty Mutual insurance policy, the process is different in each state and there may be charges depending on your state's insurance regulations.