Liberty Mutual does not offer discounts for low miles. However, your Liberty Mutual insurance rate is likely to be based in part on your estimated annual mileage (the distance you drive each year). A number of auto insurance companies offer specific discounts for low mileage, such as Allstate, USAA, and State Farm. The best auto insurance company for you depends on a variety of personal and statistical factors, such as your age, whether you have good or bad credit, and whether you used to drive without insurance.
Take a look at the table below to see how much different companies, including Liberty Mutual, might charge you depending on the type of car you own. Let's see what the most recent Consumer Reports study says about Liberty Mutual in terms of customer satisfaction. Liberty Mutual discounts can save drivers up to 30% on their car insurance, and customers who qualify for multiple discounts can save even more. But whether you're looking for minimum liability insurance or more comprehensive coverage options, below you'll find detailed summaries of Tennessee's best insurance providers.
The discount is automatically applied to qualifying Liberty Mutual policies, but it's not cumulative, meaning you won't get a bigger discount for insuring more vehicles. We hope this Liberty Mutual car insurance review has brought you one step closer to deciding what's next on your insurance journey. Liberty Mutual also offers separate accidents and non-violations discounts, but the amounts and requirements vary from state to state. According to the Insurance Information Institute, you must get at least three quotes from different insurance providers to find the best car insurance rates.
The availability of discounts may vary by state, but it's always worth checking with Liberty Mutual customer service to see what you can opt for. This information may be different from what you see when you visit the website of an insurance provider, insurance agency, or insurance company. State Auto, the second most expensive insurance company on this list, has a single uncovered insurance policy called auto replacement cost coverage, which will cover the replacement costs of a total vehicle, even if that cost exceeds the actual cash value of the vehicle. If you're not asked to review the discount options, contact your insurance agent or Liberty Mutual customer service to discuss what discounts you might be eligible for.