At Liberty Mutual, students receive a discount for earning a GPA of B or higher with our good student discount. Now you can add, as you save money, to the long list of reasons why you want your teen to keep their grades up. Tennessee requires that all drivers have car insurance, but good car insurance also protects you from out-of-pocket costs after a theft or accident, even if it's your fault. We've compiled our recommendations for the best auto insurance companies in Knoxville to help you find the right coverage.
However, Liberty Mutual offers a good student discount because getting good grades shows the insurer that you're responsible off the road, which means you're more likely to also be responsible when you're behind the wheel. It offers discounts for insuring multiple vehicles, having a good driving record and combining your home and car insurance. IRM Insurance works with more than 15 insurance companies to offer Knoxville drivers car insurance. Direct Auto Insurance offers affordable auto insurance policies that cover trucks, SUVs, vans, motorcycles and cars, including vintage and luxury vehicles.
Knoxville is a highly populated area that has an average of 8,000 car accidents a year, and this number continues to rise. The table below provides estimates of the annual auto insurance premium for a 30-year-old woman who lives in different neighborhoods in Knoxville with different levels of coverage. The Harrington Insurance Agency works with Sfeco, Travelers, Grange, Auto-Owners Insurance and Progressive to provide affordable auto insurance policies for Knoxville residents. Carr Insurance Group offers policies from more than 20 national and regional insurance companies to provide Knoxville drivers with a wide selection of affordable auto insurance policies.
Liberty Mutual's discounts for good students vary by state, but it's always worth checking if they're available in your location. If you have an accident, having adequate car insurance coverage can make the difference between buying a new car and going into debt. It may also be cheaper to buy your own policy if you go to school in an area with lower car insurance rates or if one of your family members has a poor driving record, which increases premium costs. The company deals with nine national insurance companies, including Progressive, Liberty Mutual and Travelers.
In addition, eliminating them can cause an insurance gap, which will make it more difficult and expensive when they are prepared to insure.