We offer many ways to save on car insurance. Check out our full list of auto policy discounts and see how much you can save.
Liberty Mutualdoesn't have a single “safe driver” discount, but it rewards safe driving with a number of benefits. Keep in mind that what you pay for car insurance will depend on your age, gender, driving history, credit rating, and other factors in your unique driving profile.
Liberty Mutual also offers separate accidents and non-violations discounts, but the amounts and requirements vary from state to state. With this information, Insurify can provide drivers with information on how companies set the price of their auto insurance premiums. But whether you're looking for minimum liability insurance or more comprehensive coverage options, below you'll find detailed summaries of Tennessee's best insurance providers. Each insurance company determines their rates differently, so while Liberty Mutual is among the cheapest car insurance companies, the only way to confirm that you've found the lowest price is to compare quotes from several companies.
According to the Insurance Information Institute, you must get at least three quotes from different insurance providers to find the best car insurance rates. There are 17 Liberty Mutual discounts for auto insurance customers, ranging from discounts for good drivers to discounts for cars with modern safety features. The main discounts offered by the company include multiple policies (combining auto insurance with home insurance or life insurance), family and multi-vehicle policies. Because your credit history is correlated with your likelihood of filing an insurance claim, Liberty Mutual uses your credit data to calculate your premium in states where it is legal.
Liberty Mutual insurance is even more expensive for drivers with certain characteristics, including young drivers and drivers who have recently caused an accident. The full-payment discount for homeowners, on the other hand, is only available to policyholders who are members of associations affiliated with Liberty Mutual. Expensive cars, sports cars and cars with high theft rates are considered to be riskier to insure than cheaper and more practical vehicles. Whether you can shorten your commute to work, use more public transportation, or even ride more bikes, driving fewer miles each year could lower your Liberty Mutual premium.
In addition, Liberty Mutual rewards customer loyalty with discounts for insuring more than one car and combining several policies, such as home and car. The Liberty Mutual military discount is available to members of the United States Armed Forces community who are on active duty, retired, or members of the National Guard or Reserve.