To buy an auto insurance policy that isn't from the owner, you'll need to talk to an agent on the phone or in person. Not all insurance companies offer policies for people outside the owner, and those that do offer policies don't offer online quotes. To buy a non-homeowner's policy, you'll need your driver's license number and a credit or debit card. Tennessee, like many other U.S.
states. In the U.S., it requires vehicle owners to have minimum auto insurance coverage. In this blog, we'll take a deeper look at these laws and address some other unique features of auto insurance in Tennessee. Driving without car insurance is prohibited in Tennessee, and if you get caught, you'll face serious consequences.
Tennessee drivers should be aware of auto insurance laws, as well as the consequences of driving without insurance. Knowing the rules and regulations that govern car insurance in Tennessee will help protect you in the unfortunate event of a car accident. The easiest way to find cheap car insurance in Tennessee is to compare quotes from several providers online. While most major auto insurance providers offer policies for non-homeowners, none of them offer online insurance estimates for non-homeowners, says Bruce Mohr, senior investment advisor and credit consultant for Fair Credit, a consumer credit consulting and services firm.
Liability insurance is required to cover any damage or injury you may cause to someone as a result of a car accident. For example, if you have a car accident while driving a friend's vehicle, the primary source of compensation would be your friend's car insurance coverage, not your own. Car insurance for people who don't own a car, but who often borrow or rent a vehicle. Insurers consider that non-homeowners insured are less risky because of their limited access to a vehicle and, therefore, it is often cheaper to purchase non-homeowner insurance than car insurance with full coverage.