When you're looking for car insurance and trying to decide if a specific company is the best fit for your driving needs, it's vital that you know the average rates you can expect to pay for coverage before you jump into it. The National Association of Insurance Commissioners (NAIC) is the regulatory body for premium insurance and the entity that sets standards in the United States. Certify that you have the liability insurance required by that company's state and that the company is financially responsible if you are at fault in an accident, up to the coverage limits of your policy. SR-22 insurance quotes for non-homeowners are usually cheaper than buying a regular SR-22 policy, since it only protects the driver and not the car he's driving.
Progressive, the third largest auto insurance company in the country, offers an excellent range of insurance products at competitive prices. While savings vary, the company respects the time it has been insured by a previous company so that it doesn't lose the longevity benefits when making the transition to Progressive. With the serious accident forgiveness program, if you've been insured with Progressive for a minimum of five years and haven't had any accidents in the previous three years, your rates won't go up if you have an accident. In 1971, after more than three decades of operation, Progressive expanded its range of insurance products to include commercial auto insurance coverage.
Overall, Progressive scored 87 out of 100 possible points in the Consumer Reports insurance study. Companies in the insurance market, including Progressive, evaluate insured rates based on age and gender. Like it or not, your credit rating can and will have an impact on the car insurance rates that most companies impose for your policy. Even if your current insurer didn't cancel your policy when your license was suspended, you should be thorough and look for the most affordable SR-22 insurance.
We've all been taught that your driving record will have a big impact on your car insurance rates. At the bottom of Progressive's home page, you'll find more links to the various insurance offerings offered by the company, along with company information, links to customer service, and more. Many insurance companies, including Progressive, offer roadside assistance as optional coverage in your car insurance policy.