Medical payment coverage (Med Pay) helps cover your medical and funeral expenses or those of your passengers as a result of a car accident, no matter who you are. Using data from the National Association of Insurance Commissioners (NAIC), the Insurance Information Institute (III) calculated the ten most and least expensive states for auto insurance. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. Some of the products and services referred to on this page and that are available to you through Progressive are provided by other insurers and companies that are not affiliated with Progressive.
MedPay is optional car insurance coverage in most states where it's offered, so you probably aren't legally required to have it. Progressive offers a variety of insurance options for your peace of mind on the road, under your roof and in your daily life. A no-fault insurance status requires drivers to have PIP coverage so that some or all of their medical expenses resulting from a car accident are covered by their own insurance, regardless of who is at fault. Comprehensive auto insurance coverage and auto collision coverage can pay for a wrecked or damaged vehicle due to an accident or other covered incident.
According to the Insurance Information Institute, there are currently 12 no-fault insurance states that require PIP coverage.