Driver discounts are available for Tennessee residents whose insurance is lower, such as those with a clean driving record. Tennessee insurers typically offer discounts that fall into one of three categories: policy discounts, driver discounts, and vehicle discounts. In Tennessee, drivers with just two speeding tickets pay an average of 25% more on their annual car insurance premiums, for example. Tennessee Point System The Driver Improvement Section of the Tennessee Department of Safety and Homeland Security tracks the driving performance of Tennessee drivers.
DriveSafe's online defensive driving course is based on the Comprehensive Tennessee Driver's License Manual, so you can consult the essential information described by the Tennessee Department of Homeland Security and Homeland Security (TDOSHS). For insurance companies, it's similar to having a bad driving record, which is why drivers who let their insurance expire for 60 days pay approximately 17% more than the average premium in Tennessee. You can get discounts on car insurance in Tennessee depending on how you drive, the car you own, and your relationship with your insurance company. Most major auto insurance companies offer discounts to drivers who take a defensive driving course, except Progressive.
Car insurance in Tennessee is expensive because of the high percentage of uninsured drivers: about 20% of drivers are uninsured in the state. Just about any reputable Tennessee driver can take DriveSafe's online defensive driving course in Tennessee to get an insurance discount. Teen drivers in Tennessee must take in-person driver education courses to obtain a Tennessee driver's license. This law requires insurance companies to offer a 10% discount on liability and collision insurance for cars or motorcycles if you complete an accident prevention course approved by the New York State Department of Motor Vehicles.
Contact your insurance agent Online traffic school classes are popular with many insurance companies because they help create safer drivers. You also have the option of sending the certificate of completion directly to your insurance agent, who can begin processing your new insurance discount. Geico, State Farm, Nationwide and The General are good places to shop if you need car insurance for people without drivers. Check with your insurance agent to see if your insurance company offers discounts for defensive driving and how long your savings will last.
Penalties for driving without insurance in Tennessee include fines and the suspension of the driver's license and registration.