The early signing discount is available to drivers who renew their auto insurance policy before the current term ends. These discounts may vary depending on the insurance company, so you should take some time to learn more about each insurance company's specific requirements for exclusive student discounts. You may be eligible for a discount on your car insurance if you own a home or condo, even if you insure it elsewhere. Other car insurance providers may offer the Good Student discount to part-time students, but in most cases they don't.
A number of car insurance companies offer a discount of around 3% for vehicles with safety devices, including airbags and anti-lock brakes. On average, drivers in these professions can get up to 13% off the cost of their car insurance in Tennessee. While actual savings will vary depending on the insurance company, the driver's profile and other factors, you may qualify for several discounts that will significantly reduce your car insurance premiums. It should also be noted that if you have an anti-theft device or a vehicle recovery system connected to your car, you can get a discount on your car insurance.
As a federal employee or government employee, you may qualify for a federal discount on your car insurance. Combining your car insurance with your homeowners or renters insurance policy can also result in a discount. Tennessee insurance companies offer a loyalty discount of up to 11% to their repeat customers after a certain period of time, and some companies may increase the discount the longer you remain an active customer. Policyholders with drivers who are fully enrolled in high school or college and who are good students who maintain a “B” average or better may qualify for a discount on car insurance.
The following are the most common car insurance discounts available when buying insurance in Tennessee.