Every year, full-time state employees receive 11 paid holidays off. It allows up to twelve working weeks of absence* each year for employees who qualify for certain family and medical reasons. Ongoing health insurance coverage is provided during the leave period, and the employee is reinstated to the same or equivalent position after the end of the leave period. Under this program, certain specific expenses (for example, doctors) are less likely than teachers to file a claim with their insurance companies for a minor error, since they choose to pay the expenses out of their pocket instead of incurring a possible increase in rates.
Jobs in the legal profession tend to be very stressful and require a lot of attention to detail, long hours and unpredictable results, meaning that stress can be continuous. Medical professionals may be eligible for discounts on car insurance because the education required to become a medical professional may indicate their level of responsibility. Be sure to compare the rates of several insurance companies, as rates can vary significantly, even in a single city. Drivers with a low credit score may be more likely to have a high financial burden and have greater difficulty paying their car insurance premiums.
The final insurance policy premium for any policy is determined by the insurance company upon application. To find the best car insurance rates in Memphis, always be sure to compare your options, especially if you have driving violations on your record. However, car insurance rates are based on a number of different risk factors, such as where you live and your driving history. Teachers, deans, and people with an education degree are at the highest end of auto insurance rates among low-risk professions.
Because the rates in Memphis are above average, it's important to compare the rates of several insurers to find the most affordable option for you. This is why Tennessee is known as the at-fault state and the law requires a certain amount of insurance. Now that you know how auto insurance companies view their occupation, we'll talk about some of the most common races that affect their rates. Fortunately, your lack of employment cannot disqualify you from buying car insurance, nor does it necessarily hurt your rates.
Laura Berry has experience as a licensed producer selling life, health and property insurance for Allstate and State Farm.