Auto insurance discounts in Tennessee; good driver, drivers with a clean record and no history of claims save on insurance. When you buy a new car or own a car that's less than three years old, you may qualify for a new car discount. Although it changes depending on which insurer you have, you can lose your discount if your car insurance has expired for too long. Policyholders with drivers who are fully enrolled in high school or college and who are good students who maintain a “B” average or better may qualify for a discount on car insurance.
On average, drivers in these professions can get up to 13% off the cost of their car insurance in Tennessee. As seen in the table above, you can get a 3% discount on car insurance rates if you install safety devices in your vehicle. People who combine their auto and home insurance policies often get the highest discounts from insurers. Most Tennessee auto insurance companies offer discounts to those who take an approved driver education course or a defensive driving course and to those who demonstrate that they have a history of safe driving.
If you want to get cheap car insurance with 3 years of no claims, you might be able to get a pretty good discount with no claims. While actual savings will vary depending on the insurance company, the driver's profile and other factors, you may qualify for several discounts that will significantly reduce your car insurance premiums. Tennessee insurance companies offer a loyalty discount of up to 11% to their repeat customers after a certain period of time, and some companies may increase the discount the longer you remain an active customer. Customers who have taken out car insurance on an ongoing basis with Travelers with no interruptions in their coverage may be entitled to a discount.
If you haven't had accidents or fines for the past three years, you can get a discount for safe drivers on your car insurance rates in Tennessee. Just about anyone can get a discount on car insurance in Tennessee because most insurance companies make it easy to get a variety of savings. Geico, State Farm, Nationwide and The General are good places to shop if you need car insurance for people without drivers. You can get discounts on car insurance in Tennessee depending on how you drive, the car you own, and your relationship with your insurance company.
If you own or rent a hybrid car, you can save on your Travelers car insurance with a discount on hybrid car insurance.