However, keep in mind that the cost of car insurance will ultimately depend on a number of factors, such as your age, location, gender, driving experience, and annual mileage. With the exception of New Hampshire and Virginia, every other state requires drivers to buy car insurance or pay some type of fee if they don't have insurance. By completing a Geico defensive driving course, drivers receive a discount of up to 5% or 10% on their Geico car insurance premium. Whether you're taking out car insurance because you just bought your first car or because your current insurance contract is about to expire, it's a good idea to review the steps to buying car insurance.
We also included a step-by-step guide on how to buy car insurance and explain why car insurance is worth your money. For example, if someone gets into your car and steals your laptop, the insurer will pay to replace the window and any other damage caused to the car, but not to the computer. You can get a discount for driving defensively on car insurance if you complete an approved driver education course. If you want to compare car insurance quotes from different companies, the QuoteWizard marketplace is an excellent option.
While your driving history and the type of car you drive influence your premium, there are other factors that affect what you pay for car insurance. The best auto insurance companies offer what's called full coverage, which refers to the combination of comprehensive and collision coverage. Using an auto insurance comparison tool can help you find a provider that offers the best car insurance policy for your vehicle. Some state insurance commissioners also provide information about the average car insurance prices in their state.