GEICO strongly recommends that you take defensive driving courses, and in turn, you could qualify for a discount that allows you to enjoy a cheaper car insurance policy. It's imperative to get an auto insurance quote from each of them to see who will offer you the best rates for your specific situation. Geico and State Farm are fairly even, but one difference is that Geico has better car insurance rates for more types of drivers, including good drivers, drivers with a speeding ticket, young drivers, and older drivers. Auto insurance discounts are a way to save on rates, and you can save up to 26% with Geico's safe driver discounts.
Both State Farm and Geico offer discounts on home and car insurance packages, but State Farm has a bigger discount. Both State Farm and Geico offer basic policy coverage, such as liability insurance for cars, coverage for uninsured or underinsured motorists, and medical payment coverage. Auto insurance companies vary depending on several factors, such as the driver's profile and discounts, so it's wise to get car insurance quotes from several companies when purchasing an auto insurance policy. Geico surpasses State Farm for having the most types of additional coverage available to drivers, but both companies lack some common features offered by other auto insurance companies, such as term insurance.
The Geico Safe Driver Discount includes a few different discounts, such as the Defensive Driver Course Discount, the Good Driver Discount and Geico DriveEasy. This includes whether there is a Geico safe driver discount app, how to get affordable car insurance at a discount for Geico safe drivers, the average discounted car insurance rates for Geico's safe drivers, and more. Both State Farm and Geico have insurance for non-homeowners, SR-22 insurance and a usage-based program that monitors how you drive and allows you to get discounts. If you haven't had an accident in five years, you can save up to 26% on Geico car insurance.
Geico has a slightly higher than average level of complaints filed with state insurance departments about auto insurance. State Farm was ranked among the best auto insurance companies by Forbes Advisor, with 4 stars out of 5.