The combination of collision and comprehensive coverage will cover all damage to your vehicle. Most repairs are included in comprehensive insurance coverage when it comes to windshield damage. While Geico offers windshield repairs free of charge, Geico will charge your deductible to replace your windshield. For example, Florida, Kentucky and South Carolina require auto insurance companies to repair or replace windshields at no cost to the driver.
Since then, she has worked as a news writer in the insurance industry and has gained in-depth knowledge of state and national insurance laws and rates. As we have already discussed, auto insurance policies must include collision and comprehensive coverage for windshield repair or replacement. Full-coverage car insurance combines liability, collision, and comprehensive coverage to provide greater protection for you and your vehicle. Full-coverage car insurance rates are higher, but coverage includes damage caused by accidents, fires, theft, vandalism, and acts of force majeure.
This information may be different from what you see when you visit the website of an insurance provider, insurance agency, or insurance company. Since windshield damage is unavoidable, make sure you have the right Geico car insurance coverages to reduce your out-of-pocket costs. Although Geico repairs windshields at no cost to the driver, Geico requires your deductible if you need a replacement. Remember that, although car insurance with full coverage costs more, your vehicle is protected against accidents, thefts, acts of vandalism and acts of force majeure.