You can cancel car insurance at any time, even if you bought a 12-month policy. If you decide to cancel coverage, be sure to take appropriate steps to ensure that there isn't a gap in coverage. With so many options for car insurance companies, it can be difficult to know where to start to find the right car insurance. Once you have a start date for the new car insurance policy, you can cancel your current policy, but remember to make sure that the coverages overlap so you don't run out of insurance.
If you want to compare car insurance quotes from different companies, the QuoteWizard marketplace is an excellent option. For example, if someone gets into your car and steals your laptop, the insurer will pay to replace the window and any other damage caused to the car, but not to the computer. Spark Auto Insurance is an online marketplace where customers can compare quotes and coverages from some of the best insurance companies in the market, such as Progressive, State Farm, Liberty Mutual, Travelers and Allstate. However, keep in mind that the cost of car insurance will ultimately depend on a number of factors, such as your age, location, gender, driving experience, and annual mileage.
If your policy is canceled, you can look for a policy from another car insurance company, but be prepared to pay higher car insurance rates. Most states require drivers to have liability insurance to drive legally, or require that you be able to pay for other people's medical bills and property damage if you cause a car accident. Car insurance is mandatory in every state, with the exception of Virginia and New Hampshire, so most car owners don't have many options when it comes to insuring their vehicle. If you cancel car insurance without getting a new policy, driving without insurance puts you at greater financial and legal risk.
The best auto insurance companies offer what's called full coverage, which refers to the combination of comprehensive and collision coverage.