GEICO doesn't have a specific time limit for filing a claim, but you should do so as soon as possible to avoid having your claim denied due to excessive delays. Geico does not have an official time limit for filing a claim. The reason is that Geico cannot deny a claim based on late notice. To deny your claim, Geico would have to demonstrate that the delay was unjustified or unreasonable, or that the wait compromised the insurance company's ability to investigate the claim and reach reasonable settlements.
Even then, you may be able to talk to Geico representatives to ask them about returning the insurance payment and canceling the claim. Probably more than any other insurance company, Government Employees Insurance Company has an aversion to injury cases with little or no damage to property. When filing a claim after an accident, insurers want to know who was at fault so they can decide what insurance will cover the damage. If you're currently a Geico customer and want rideshare coverage, you can purchase a commercial policy separately or you can switch to a company that offers rideshare insurance.
What you should know about GEICO is that this insurer softens the further you go into the process. Unlike Geico, insurers like State Farm and Allstate offer rideshare insurance promotions that you can add to a personal auto insurance policy. GEICO offers many insurance products, but auto insurance is this insurer's primary focus and the most important part of its business. GEICO often changes insurance adjusters when a lawsuit is filed, and the new appraiser quickly dismisses the old one and claims that the claim was undervalued.
The law offices of Frank Daily, a good group of car accident lawyers, are one of the firms that this insurer relies heavily on in these cases in Baltimore. GEICO remits some cases when they are concerned that there is a real possibility that the verdict will exceed the limits of the defendant's insurance policy. But if the plaintiff's personal injury lawyer demands to settle for the limits of the policy or less, GEICO will often back up its insured and pay the verdict, regardless of the policy limits. The starting point for understanding the value of your case against GEICO has nothing to do with GEICO.
In 1936, GEICO was initially created to provide auto insurance to government employees and military personnel. You must file a lawsuit against the GEICO insured if you want a fair and reasonable settlement offer for a car accident claim.