We resolve many property damage claims within 7 to 14 days, but repair times can vary considerably depending on the vehicle, the damage, etc. Whatever happens, we'll work quickly and efficiently so you can get back to your normal routine. There are no specific time limits for resolving complaints. Insurance companies legally have to pay all claims within a quick and reasonable period of time.
What is a quick and reasonable period of time may be different for each claim. Some complaints that require a more thorough investigation may take longer to resolve. For example, bad weather often causes more claims to be filed. Many weather-related claims may take longer to be processed by the insurance company.
If you are not insured by Progressive or are a Progressive customer without logging in to your account, you can report or view an existing claim here. If you or someone on your behalf provides false, misleading, misleading, or incomplete information in any request and if that information increases the risk of loss for the insurance company, your company may refuse to pay claims under some or all of the policy's optional insurance coverages. If you have bad credit, you'll pay more for car insurance unless you live in California, Hawaii, Massachusetts, or Michigan. Keep in mind that New Jersey insurance regulations require that the at-fault driver's insurance company reimburse you for the cost of the rental vehicle in proportion to your liability.
Young, inexperienced drivers tend to pay more for car insurance coverage because they lack driving experience. Filing a car insurance claim can be a difficult process, and you're not the only one with questions about how things work. The company can also attract a wide range of drivers with flexible offers, such as usage-based insurance and rideshare insurance. Simply put, once the insurance company knows that its insured is going to be 50% or more at fault, it must commit to paying for the rental of a car or other alternative means of transportation.
The amount by which the resale value of your car increases by eliminating previous damages or correcting the previous condition is the amount that the insurance company can deduct from your full compensation for losses. Insurance companies can choose their own sources from which they derive their “total loss” equations, such as NADA and Kelly Blue Book, and you have the right to ask the insurance company for their sources. Since New Jersey does not have a law that specifies how insurers can deduct for previous damages or conditions, the following example is provided solely for the purpose of better understanding this concept and helping you in your negotiations with the insurer. The amount of discounts available at Progressive is comparable to what you'll find at other major insurers.
I found a car just like mine that costs more than what the insurance company gave me for my old car. While the insurance company must tell you how much you would pay for a rental car or other mode of transportation, it doesn't have to commit to making any payments until it's reasonably clear that the policyholder was legally responsible for the accident.