Additional discounts are available on your car's equipment, such as anti-lock brakes, anti-theft devices, airbags, and automatic seat belts. On average, a five percent discount is given on such equipment. Taking a defensive driving course can lower your liability and collision premiums. Young drivers studying driving can also get a similar discount.
You can purchase AirCare flight insurance from Geico to cover only air travel, or ExactCare travel insurance to cover more types of travel situations. Because your credit history is correlated with your likelihood of filing an insurance claim, Geico uses your credit data to calculate your premium in states where it's legal. Effective January 1, 2001, Mississippi law requires all drivers to have liability insurance and to carry a card in their vehicles at all times showing that they have liability insurance. Geico's 16 discounts for auto insurance customers range from student and military discounts to discounts for good drivers and cars with airbags.
You can get quotes on 26 types of insurance from Geico, including auto, property, life, travel, pet and business insurance. In addition, Geico auto insurance customers can get personalized quotes for other types of insurance through the Geico app. While Mississippi auto insurance rates compare favorably with those in other parts of the United States, where a vehicle's annual premium can cost thousands of dollars, car insurance is still a major purchase for most Mississippi residents. Geico discounts are offers that can save Geico car insurance customers up to 40%, or even more if discounts are combined.
Every insurance company determines its rates differently, so even though Geico is among the cheapest car insurance companies, the best way to ensure you're getting the cheapest rate is to compare quotes from several insurers. Direct sales of insurance to the consumer eliminate the cost of middlemen and allow Geico to have far fewer local offices and agents than companies like State Farm and Allstate. You can reduce your Geico car insurance costs by taking advantage of Geico discounts, opting for a higher deductible and reducing your coverage, among other things. For example, Geico offers a multi-vehicle discount for drivers who insure more than one car on their policy.
For example, drivers can get a discount of up to 15% if they insure a car that is three years old or younger. Organizations also receive a Geico fee for every member who requests a Geico quote, even if they don't purchase a policy. Expensive cars, sports cars and cars with high theft rates are considered to be riskier to insure than cheaper and more practical vehicles. It's also worth noting that Geico has a usage-based insurance program called DriveEasy, which can help drivers with low mileage save money.