As there are differences in expenses or other commercial aspects between these sales channels, prices may vary depending on how you buy. For example, if you buy through an agent or broker, the price of your car insurance includes the commission paid to the agent or broker who sells the policy. If you buy directly from a Progressive company, the price of your car insurance reflects the cost of staffing and maintaining the sales centers, and a larger part of our marketing costs. If you choose to pay your policy monthly, you can receive a discount for setting up automatic billing from your bank account or credit card.
One way to get cheaper car insurance is to look for car insurance, and quoting with Progressive could result in lesser-known discounts and savings. You can change insurers at any time, even if you just renewed your policy with another insurance company. The good news is that sometimes you can increase your coverage amounts by thousands and your car insurance rate will only change minimally. You can pay for your car insurance policy by credit card, PayPal, online check, personal check, money order, or electronic funds transfer (EFT) from your checking account.
While this data provides information on the average cost of car insurance in each state, it's not customized for your specific situation. Learn more about car insurance for teens, insurance for seniors, and how age affects your car insurance rate. If it's been a few months since you received your quote, the rates in your area may have been revised, which could decrease or increase the price you pay for your car insurance policy. During your progressive quote, you won't be able to select car insurance coverages that don't apply to you.
There are a variety of factors that affect your car insurance rate, such as your age, location, driving history, use of the vehicle, accidents, type of vehicle, and more. We charge a higher rate for customers who are more likely to file claims and a cheaper auto insurance rate for customers who are least likely to file claims. On average, car insurance rates are higher when you're younger and decrease (or stabilize) as you age. If you lend your car to someone and that person causes an accident, Progressive may cover some of the damages they are responsible for.
Adding your spouse to your car insurance policy offers some small but favorable benefits, including potentially lower costs and the convenience of having a single policy. If you don't have loopholes or cancellations in your insurance history, you'll usually get a lower car insurance rate.